Karen Tobias has been debt free since 1998. In 1994, Karen realized her calling to become debt free, and began to study
the principles of debt management through books, videos and tapes. She formulated a plan to free herself from debt, and worked
tirelessly until that goal was achieved. Once successful, Karen wanted to share her testimony with others. In 1995, she began
to speak at small engagements, telling the public of her financial success.
After several speaking engagements, Ms. Tobias was led to write her first book, The ABCs of Money: Always Be mindful
of Christ! This book is a testament of how Karen surrendered to God's Will for her life, turned everything over to
God, and how He blessed her with financial freedom. After the publication of this book, Karen turned her speaking engagements
into seminars, giving her participants literature on how they could decrease spending, pay off their debts and become financially
free. And of course, now she had her book to offer as a guiding roadmap to financial freedom.
In December 2000, Karen released her second book, Breaking the Strongholds of Debt and in May 2006, she
released her third book, Faith, Favor & Finance. These books are a cutting edge testament of her continued
faithfulness to do God's Will. She takes you beyond the simple financial formulas to applying God's Word to your financial
situations. If these books are not on your bookshelf, purchase your copies today (through our website or wherever books are
sold). They will bless your financial life!